{"id":506,"date":"2023-10-13T12:23:42","date_gmt":"2023-10-13T12:23:42","guid":{"rendered":"https:\/\/hihomes.es\/?page_id=506"},"modified":"2023-11-28T08:53:44","modified_gmt":"2023-11-28T08:53:44","slug":"the-purchase-process","status":"publish","type":"page","link":"https:\/\/hihomes.es\/nl\/het-aankoopproces\/","title":{"rendered":"Buying Process"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"506\" class=\"elementor elementor-506\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25775b0b e-flex e-con-boxed e-con e-parent\" data-id=\"25775b0b\" data-element_type=\"container\" id=\"page-title\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-258e735b elementor-widget elementor-widget-heading\" data-id=\"258e735b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Het koopproces <\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b240f90 e-flex e-con-boxed e-con e-parent\" data-id=\"b240f90\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c877933 e-con-full e-flex e-con e-child\" data-id=\"c877933\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97f44e2 elementor-widget elementor-widget-text-editor\" data-id=\"97f44e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Het kan voor klanten een grote en moeilijke stap lijken om een huis te kopen in Spanje. Veel klanten voelen zich onzeker omdat ze niet voldoende informatie hebben over het proces en de kosten die gepaard gaan met het kopen van een woning. Daarom hebben we deze gedetailleerde stap-voor-stap gids samengesteld die alle vragen over de aankoop van een woning in Spanje kan beantwoorden.<\/p><h3>HOE WERKT HET SPAANSE KOOPPROCES<\/h3><p>Het kopen van onroerend goed en eigendommen in het buitenland kan een beetje ontmoedigend en soms frustrerend zijn.<\/p><p>Daarom zijn we bij Hi Homes Marbella volledig toegewijd om je stap voor stap door het proces te leiden en je te helpen met alle benodigde diensten na de verkoop.<\/p><p>Naast onze verkoopdiensten is het onze taak om onze klanten van de eerste tot de laatste stap te begeleiden. Onze decennialange ervaring aan de Costa Del Sol heeft ons fantastische contacten opgeleverd, zodat we je de beste onafhankelijke juridische en financi\u00eble adviseurs kunnen aanbevelen, zodat je je bij elke stap op je gemak voelt.<\/p><h3>HET SPAANSE KOOPPROCES<\/h3><p>Als je de perfecte woning aan de kust hebt gevonden en besluit dat je verder wilt gaan met de aankoop, is de eerste stap het opstellen van een RESERVERINGSCONTRACT.<\/p><p>Een reserveringscontract wordt in Spanje gebruikt als standaardprocedure om een woning voor een bepaalde periode te reserveren terwijl je advocaat *Due diligence* uitvoert.<\/p><p>*Definitie van due diligence: Onderzoek en research naar de onroerendgoedtransactie om er zeker van te zijn dat het onroerend goed vrij is van schulden en\/of bezwaringen, een beoordeling van bouwvergunningen, licenties, certificaten en belastingen.<\/p><p><strong>Reserveringscontract<\/strong><\/p><p>Over het algemeen worden in het reserveringscontract de basisvoorwaarden van de aankoop vastgelegd en vervolgens goedgekeurd en ondertekend door zowel de koper als de verkoper. Dit is slechts een tijdelijk reserveringsdocument. Dit document omvat het volgende:<\/p><ul><li>Volledige naam van koper en verkoper<\/li><li>Prijs van de woning<\/li><li>Adres<\/li><li>Datum ondertekenen *PPC<\/li><li>Andere speciale voorwaarden<\/li><li>Aanbetalingsbedrag om de woning te reserveren en hoe lang<\/li><\/ul><p>\u00a0<\/p><p>*PPC is de afkorting van Private Purchase Contract.<\/p><p>Normaal gesproken zal een aanbetaling van 6.000 euro de woning veiligstellen terwijl de due diligence wordt uitgevoerd. Deze aanbetaling kan worden betaald met een creditcard, bankoverschrijving of contant, en kan worden gestort op de klantenrekening van Hi Homes Marbella of bij een advocaat van je keuze. De aanbetaling dient om de woning te reserveren terwijl je advocaat alle due diligence uitvoert of om de financiering in deze periode te regelen.<\/p><p>De aanbetaling wordt volledig gerestitueerd als je advocaat onregelmatigheden ontdekt met betrekking tot de woning. Als je na de due diligence doorgaat met de aankoop, wordt de aanbetaling van 6.000 euro gebruikt voor de aankoopprijs.<\/p><p>WAT IS HET VOLGENDE? Zodra uw advocaat een volledige en grondige *Due Diligence heeft uitgevoerd, zal hij\/zij u op de hoogte stellen van zijn\/haar bevindingen en de stappen naar PPC bespreken.<\/p><h3>WAT IS EEN ONDERHANDS KOOPCONTRACT OF PPC?<\/h3><p>Ook wel PPC genoemd: Een onderhands koopcontract is een contract tussen de koper en de verkoper dat meestal volgt op het reserveringscontract.<\/p><p>Zodra PPC door beide partijen is ondertekend, is de volgende stap voltooiing. De voltooiing wordt altijd geformaliseerd bij een Spaanse notaris.<\/p><p>PPC is een meer diepgaande overeenkomst waarin de exacte voorwaarden van de aankoop worden vastgelegd.<\/p><p>Deze omvatten normaal gesproken:<\/p><ul><li>Wettelijke verklaring van de verkoper dat hij\/zij wettelijk in staat is om de woning te verkopen.<\/li><li>Het exacte adres en de grootte van het eigendom, evenals de kadastrale referentie van het eigendom in het kadaster.<\/li><li>De opleverings- en overdrachtsdatum van de woning.<\/li><li>De overeengekomen voorwaarden<\/li><\/ul><p>\u00a0<\/p><h3>HOE VINDT VOLTOOIING PLAATS?<\/h3><p>De voltooiing van de verkoop van de woning wordt ondertekend bij een Spaanse notaris. Dit contract is vergelijkbaar met PPC, maar deze keer ondertekend door beide partijen en een notaris. Na voltooiing gebruiken de advocaten dit contract om het eigendom te wijzigen bij het kadaster.<\/p><p>Na deze stap... Gefeliciteerd, je bent nu officieel eigenaar van Spaans onroerend goed!<\/p><p><strong>LATEN WE HET HEBBEN OVER DE INKOOPKOSTEN<\/strong><\/p><p>De kosten voor de aankoop van een woning in Spanje vari\u00ebren van 10% tot 13,5% van de aankoopprijs, uitgesplitst als volgt:<\/p><ul><li>10% IVA (btw) op nieuwe woningen, 8% tot 10% ITP op doorverkopen, afhankelijk van de prijs.<\/li><li>1% Notariskosten (Notarisatie van eigendomskosten)<\/li><li>1% Juridische kosten (een vergoeding die in rekening wordt gebracht door de door u geselecteerde advocaat)<\/li><li>1,5% Zegelrecht (belasting die wordt geheven om alle documenten rechtsgeldig te maken)<\/li><\/ul><p>Als je een hypotheek nodig hebt, moet je rekenen op gemiddeld 1%- 1,5% voor de afsluitkosten van een hypotheek bij een Spaanse bank.<\/p><p>VOOR MEER INFORMATIE KUNT U CONTACT OPNEMEN MET <a href=\"https:\/\/hihomes.es\/nl\/contact\/\">CONTACT ONS<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div 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target=\"_blank\">Privacybeleid<\/a>, <a href=\"https:\/\/hihomes.es\/nl\/cookies-policy\/\" target=\"_blank\">Cookies<\/a> en <a href=\"https:\/\/hihomes.es\/nl\/legal-notice\/\" target=\"_blank\">Wettelijke kennisgeving<\/a><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type='hidden' name='input_11.2' value='By ticking this box &amp; by submitting this form you confirm that you have read the &lt;a href=&quot;https:\/\/hihomes.es\/privacy-policy-2\/&quot; target=&quot;_blank&quot;&gt;Privacy Policy&lt;\/a&gt;, &lt;a href=&quot;https:\/\/hihomes.es\/cookies-policy\/&quot; target=&quot;_blank&quot;&gt;Cookies Policy&lt;\/a&gt; and &lt;a href=&quot;https:\/\/hihomes.es\/legal-notice\/&quot; target=&quot;_blank&quot;&gt;Legal Notice&lt;\/a&gt;' class='gform_hidden' \/><input type='hidden' name='input_11.3' value='2' class='gform_hidden' \/><\/div><\/li><li id=\"field_1_12\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  data-js-reload=\"field_1_12\" ><label class='gfield_label gform-field-label gfield_label_before_complex' >Toestemming<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_consent'><input name='input_12.1' id='input_1_12_1' type='checkbox' value='1'   aria-required=\"true\" aria-invalid=\"false\"   \/> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for='input_1_12_1' >Door het aanvinken van dit vakje &amp; het indienen van dit formulier gaat u akkoord met het ontvangen van informatie met betrekking tot deze woning en \/ of vergelijkbare aanbiedingen in de Costa Del Sol regio.<span class=\"gfield_required 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